Ken Graczak
Mortgage Broker in Bloomington, MN
NMLS#: 184394
If you’re thinking about buying or refinancing, the next step is simple.
We can take a look at your options and map out what makes sense for you.
No pressure. Just clarity.
Mortgage Broker in Bloomington MN
I’m Ken Graczak, a mortgage broker in Bloomington MN with CFR Mortgage and over 20 years of experience helping people get into homes they didn’t think were possible.
Growing up, my mom was a single parent raising three kids and didn’t know she could buy a home. That stuck with me.
So that’s how I work with every client.
I slow things down. I explain what actually matters. And because I work with multiple lenders, I can shop your loan to find you a competitive rate without sacrificing the experience or the expertise.
Whether you’re buying your first home or your fifth, my job is to compare your options, help you understand your numbers, and make sure you move forward with a plan you feel good about and a rate that makes sense.
That’s what working with a local mortgage broker should feel like.
Ken Graczak | NMLS# 184394
We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
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What Clients Are Saying
"I have used Ken for all of my home purchases and my parents have also used him. I have nothing bad to say about him! He's professional, efficient, kind, and always checks up to see how things are going and how he can help. I would highly recommend using him for your house purchase! He makes everything easy!"
Samantha H"Ken & Stephanie were wonderful to work with. The communication was top notch. I was preapproved very quickly and received my final loan approval 3 weeks before closing. I highly recommend Ken for your mortgage needs."
Kathryn K"Everything went really well. It was my first time buying a house and I didn't know what was going on. Ken was very helpful with my questions and was very good at explaining things."
Scott W"Ken and Stephanie were exceptional to work with throughout the process of buying our first home! They provided us with helpful details, regular updates, and great resources every step of the way. As first-time homebuyers, we couldn't be more grateful to have had such a wonderful and supportive team guiding us through the process. We would highly recommend Ken and Stephanie!"
Carlie H"Ken is like having that expert in your family that you can call to tell you what to do and how to do it. He was so trustworthy through the whole process, I wouldn't think about calling anyone else the next time I buy a home. I was especially impressed by Ken's deep knowledge of different loan programs, especially ones that were specific to each city, the knowledge to help first-time buyers navigate loan programs and down payment options and professional mortgage services from pre-approval to closing made something that could be so stressful actually simple and exciting."
Whitney L"Ken is awesome he went above and beyond for everything that had to be done!!!! Meeting at McDonald's was a bonus lol!!!!!"
Larry O"The best of the best"
Brittany W