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Welcome to Ken Graczak’s Online Mortgage Application Page!

As a unique mortgage broker, I specialize in identifying hidden financial opportunities for homeowners. Many often overpay on mortgages and debts without realizing it. My approach focuses on a simple yet effective wealth-building strategy, tailored to make your home-buying experience not just successful but financially smarter. Join me on this journey to save money, reduce stress, and efficiently navigate one of the most significant financial decisions you’ll make. Let’s begin your path to smarter homeownership together!


Step 1: Quick & Secure Online Application – Apply in Minutes

Our streamlined online application is designed for your convenience, taking just about 7 minutes. We begin with a soft credit pull, ensuring a smooth start to your home-buying journey. Full pre-approval is available when you’re ready to take the next step.

Step 2: Exclusive Mortgage Planning Guide – Download Your Guide

Step 3: Personalized Strategy Call – Book Now

After completing your online application, schedule a 30-minute strategy call with me. This personalized session is key to developing a tailored mortgage plan that aligns with your home-buying goals.

Step 4: Get a Copy of my book on Amazon – Get Your Copy

Deepen your understanding with a copy of my informative book. This resource is an excellent tool for those seeking to expand their knowledge about the mortgage and home-buying process. Don’t want to buy in on Amazon? Feel free to email me if you want a free copy emailed to you.


We’re Here to Help!

Do you still have questions or need assistance? Contact me directly at 952-270-6046 or via email at We are committed to providing you with the guidance and support you need on your path to homeownership.

Join the thousands who have successfully navigated the mortgage process with us. We’re dedicated to making your dream of homeownership a realty with our expertise, personalized service, and commitment to our community.


Start your journey today!



Ken Graczak – Your Expert Mortgage Broker – NMLS#184394

CFR Mortgage – NMLS #2474471 – 8120 Penn Ave S, Suite 100C, Bloomington, MN 55431

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