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Hi, My name is Ken Graczak, I am a mortgage professional based in Bloomington, MN.

I work to educate and guide my clients so they can make well informed home financing decisions.

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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I use social media to share mortgage and real estate tips and advice. Connect with me on instagram and check out my posts old and new.

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Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

I pride myself on excellent communication and easy accessibility when you need me. I am here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

My clients are the foundation of my success.

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Client reviews from around the internet.

Check out my blog. I post a new article every week.

Understanding Mortgage Rates: Predictions and Trends for 2024

Understanding Mortgage Rates: Predictions and Trends for 2024

As we continue into 2024, prospective homebuyers and homeowners looking to purchase or refinance are…

Navigating Home Buying in the Winter Market: Advantages & Strategies

Navigating Home Buying in the Winter Market: Advantages & Strategies

Being in the mortgage industry we see and study the ebbs and flows of the…

FHA 203k

Transforming Fixer-Uppers into Dream Homes with FHA 203k Loans

By Ken Graczak Imagine stumbling upon the perfect house in the perfect neighborhood, but there's…

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