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Ken Graczak

Certified Mortgage Advisor
NMLS#: 184394

Phone: (612) 324-8454

Hello, welcome to my page.

Ken Graczak is a seasoned mortgage originator with over two decades of expertise nestled in the heart of Minneapolis. His journey from humble beginnings in Laramie, Wyoming to becoming a trusted mortgage broker is a tale of resilience, empathy, and a steadfast commitment to helping others achieve their home-ownership dreams. Ken’s approach transcends the traditional role of a loan officer, embodying a wealth advisor keen on nurturing his clients toward financial growth and home ownership. His personalized, full-service mortgage origination team is a testament to his holistic approach, ensuring a smooth transaction for every client, whether a first-time homebuyer or a seasoned investor.

Here are some key highlights of Ken’s professional journey:

  • Successfully closed over 1,000 loans, reflecting vast experience and dedication.
  • Consistently recognized as a Super Mortgage Professional by Minneapolis/St. Paul Magazine since 2016
  • Consistently recognized as 1 of the Best Mortgage Professionals in Minnesota by Minnesota Magazine for multiple years.
  • Extensively reviewed and praised for exceptional client service and smooth transaction processes.


Outside the professional sphere, Ken is a family-centric individual, cherishing quality moments with his wife Stephanie, and their two kids, Jaxxon and Sophia. His leisure pursuits include cheering for his favorite Minnesota sports team, nurturing his fitness enthusiasm, and traversing the globe on new adventures, with Jolly Beach in Antigua being a favored destination. His altruistic essence extends into community involvement, contributing to local causes like Best Christmas Ever and the VEAP food shelf. Ken’s story is not merely about mortgage origination but fostering a community where dreams of homeownership are nurtured and realized.

All-in-One Solution

Our Loan Process...


A loan pre-approval sets you up for a smooth home buying experience.


Start working with a real estate agent and viewing homes.


A few documents are needed to get a loan file through underwriting.


Assemble all the necessary paperwork and details for the underwriter.


They closely evaluate all the documentation in the loan package.


Documents are drawn and sent to the title company for closing.

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